Showing posts with label 16207022. Show all posts
Showing posts with label 16207022. Show all posts

Tuesday, May 20, 2008

The Perfect Time to Retiring

Retirement is generally understood to be the time when people stop working and start collecting a pension (Murray Gendell 2001). The point in time at which a worker decides to withdraw from the labor force is determined by a number of factors. Some factors are personal and others are regulatory. Personal factors contain the worker's health, family situation, and personal aspirations. While regulatory factors contain the condition and prerequisite of normal retirement age in public and private pension plans (Monthly Labor Review, October 2001).

Personally, I think there are several things to consider before you want to retirees. First you have to deem in what age you want to stop working. It’s important in order to plan your job; you must work harder if you want to retirees earlier. Some people said that you should retire at the age of 50, while in others people can work until they are 70 or even 80.
The most common age in retiring is at age 62-65, the government policy in every countries not suggest you to retiring more than that age. (http://www.labour.g.ca).

Second you have to deem about your fund when you stop working. You must consider your savings in order to support your daily need to continue your life. You must calculate your income and your expense since you’re no longer working and your income just come only from social securities.

Last, the most important thing you have to consider before you want to retirees is you must make your own decision based on your own circumstances. All the personal factors and all the regulatory factors just guide you to determine the perfect retirement age. Some people like Johnson and Satran still working because they still
want it, the jobs are not physically demanding and they are not ready for a steady diet of golf and fishing. "I'm better at work than I am at golf," said Johnson, who has been at Securian for 44 years and heads a group that has grown at an 18 percent annual growth rate over the last 10 years. Dr. Leon Satran, 72, said “retirement is not quite on my radar yet" Satran, who practices at Fairview's Children's Clinic on University Avenue in Minneapolis, has been a pediatrician since 1969.

In conclusion, I think when you can still working and you fell enjoy in it, nobody can’t ask you to retiring. But you must manage when the perfect time you must retire and prepare all the condition that will happen when you retire. Over that all, the best time to retiring only knows by you.



References:

Retirement. The Online Wikipedia. Retrieved May 15, 2008 from the World Wide Web: http://en.wikipedia.org/wiki/Retirement

Social Security Online. Retrieved May 15, 2008 from the World Wide Web: www.socialsecurity.gov

Labour. Retrieved May 15, 2008 from the World Wide Web: www.labour.gc.ca

Hadzipetros, Peter (2005, February). Retirement may not mean retirement. Retrieved May 15, 2008 from the World Wide Web: http://www.cbc.ca/news/background/retirement/index.html

Phelps, David. (2007, September).
Census: Retirement age doesn't mean 65. [Online Article]. Retrieved May 15, 2008 from the World Wide Web: http://www.startribune.com

Gendell, Murray. (2001, October). Retirement age declines again in 1990s. [Online Article]. Retrieved May 15, 2008 from the World Wide Web:www.urban.org/center/ibp/Projects/upload/retirement-numbers-labora.pdf

Sunday, April 13, 2008

Evolution, Between Fact and Fiction

One of the very oldest theory that is still becoming the basic knowledge in Biology is evolution. There were so many theories coming from the biggest scientist. Darwin with the natural selection, a mechanism by which evolutionary change cloud occur, Mendel, the father of genetics with modern evolutionary synthesis and also Jay Gould with the mutation of segments of DNA. There were so many evidences that they have found, from morphological evidence, molecular evidence until theoretical evidence with the morphological similarities in the Homonidae family. In many centuries, evolution theories have been trusted as the mother of phylogenetic tree of life, the tree that shows the evolutionary history of the three domains of life, bacteria, and eukaryotes. But nowadays, many scientists have proved that evolution is one of the wrong theory that had ever been made. Now, we will try to research, is the evolution a fact or just a fiction? Evolution, the changing heritable traits of population through natural selection, development molecular genetics, morphological differentiate and physiographic changing.



There are so
many theories of evolution, the best well known is the natural selection derived by Charles Darwin. The transmutation was accepted by many scientists before 1859, but Charles Darwin’s on The Origin of Species by Means of Natural Selection provided the first convincing exposition of a mechanism by which evolutionary change could occur; natural selection. The theory was explaining about the changing of the species by a kind of selection so that the survivors of the species were the best species that winning by selection. After many years of working, Darwin was motivated to publish his work on evolution when he received a letter from Alfred Russel Wallace, the man who supported his new theory. The publication of Darwin 's book made a great social debate to many scientists. Other theory came from Gregory Mendel; he worked in inheritance of traits in pea plants laid the foundation for genetics. In 1930’s and 1940’s he synthesized Darwinian evolution with genetics, creating the modern evolutionary synthesis, the evolution that based on the mutation of molecular genes. Completing the theory based on Gregory Mendel, Stephen Jay Gould identified DNA (deoxyribonucleic acid) as the “transforming principle”, the molecular that was responsible for every changing of the structure in a species.


The scientists have found the evidences that evolution happened and that's true. The first evidence was the morphological evidence. Fossils are critical evidence; the fossil of coelacanth from 520 million years ago shows us that it has undeveloped legs in their vestigial. They have made a conclusion that coelacanth was one of the transfer species, the meanwhile species between fish to become a mammal. Second, molecular evidence is also one of the significant proofs of the evolutions. The scientists have classified some group of species by the comparison of their DNA, the sequence similarity. They have made a statement that our ancient ancestors came from the ancient family of apes which were evolving. It was because the scientists have found the similarity of our DNA with the family of apes. We have only differences about 1.2% from chimpanzee, 1.6% different from gorillas and 6.6% from baboons. They still believed that evolution happened because of the changing and the improvement of the molecular substantial, and they have thought that we were the truly example as human evolutionary. The last is theoretical evidence; this evidence is based on the theory. Mathematical Models of evolution based on the fossil that they have found, they classified the fossil and arranged them with their similarity, after that they stuck them. They found that almost every species in the world were descended from common ancestors. Begin with the ancient ancestors as the pioneer until us, the modern and the developed species. This evidence is the closest evidence with the reality, because it combines the morphological evidence with the molecular evidence.


Evolution has it's mechanism itself. There are several mechanisms of evolution and how the evolution happens. Mutation, the deviation of molecular substantial by the copy errors has caused the new genetics variation and the impact is the different of morphological forms. Selection and adaptation just made only the superior species who survived. In the selection and adaptation, there are two kinds of basics selection; ecological selection that occurs when the survivor species can survive in a new safe ecology and make a new community and the sexual selection that occurs when the survivor selection breeds its species and makes a new community too.


In asexual organism, variants in genes have made the different organism. Although the first difference is just only in their chromosome but after some millions years, its can make a crucial different in the morphological form. Gene flow/ the migration and population structure have made a great deal of evolution. This is the exchange of genetics variation between populations, when geography and culture were not obstacles. When there were an isolated species, they would become more speciation among other species that have been migrated. We can see the fact in the Madagascar Island which has the most different species among other islands around the word. Genetics drift describes changes in allele frequency in DNA from one generation to other generation. Although it happened through some millions years, the effect of an allele was quite dominant, changing the ancient species to modern species. Horizontal gene transfer (HGT), the transfer’s genetic materials, was almost the same as a drift, but in the HGT, the changes happened not in the offspring species. HGT has been shown in bacterial populations and also has been a major mechanism for prokaryotic and eukaryotic evolution.


The last are speciation and extinction. Speciation is the process by which new biological species arise. Allopatric speciation occurs in populations that become isolated geographically, such as by migration. Sympatric speciation occurs when new species emerge in the same geographic area. Extinction, the disappearance of one kind of species, the moment of extinction generally occurs at the death of the last individual of that species so that no more species like that can be founded in the surface of the world. The most severe extinction ever was the extinction in the Permian-Triassic age. These phenomena rendering extinct 90% of all marine species and 70% of terrestrial vertebrata species, it caused the extinction of dinosaur’s species from the world. Many scientists are still confused even how the dinosaur’s species can extinct from the world. Some scientists concluded that it was caused by one giant comet that made the surface of the world became colder so that they couldn’t survive for live. And some others concluded that it was by the biggest volcano eruption with caused the same condition, it happened by the dust of the volcano which covered the atmosphere of the world when the sun lights couldn’t go into earth.


Nowadays, many scientists believe that evolution doesn’t ever exist. They believe evolution is just a big lying coming from the biggest thinker. They have some new evidences that evolution never happened. First, the mistakes of evolutionary theories, if evolution truly happened, we could find so many fossils of transfer species. But none of the fossils of transfer species could ever be found. Coelacanth is just some different species of fish, the undeveloped legs is just sensitive bone, not the leg, as the scientists said before. Evolution is only a fiction, an old concept and a mite without any purposes that was created in the 19th century. There are big differences between the evolution and the devolution. Scientists now believe that the true concept is devolution, the changes of species by the extinction of another species. It happened not because of the selection and adaptation but it happened because of one big power, the God Allah the Mighty. It’s because, none of every species in the world that was created without perfection. Everything is settling up in the best condition without any deformity or unnecessary false.


In summary, I think that evolution doesn’t exist anymore and the evolution theory is just a fiction, a mite that can’t be proved in a right way. All of the creatures and the species in the world are made by the God, Allah the mighty. With the devolution, the changing of species sometimes happened with unknown ways. We can conclude that evolution, the changing heritable traits of population through natural selection, development molecular genetics, morphological differentiate and physiographic changing are not true.

Sunday, April 6, 2008

Television, An Important Rules In Our Daily Lives

Television has such an important place in our holdings because it has been a key tool in the creation and expression of cultural change in our lives. It plays significant rules that make our lives has no longer same with our past lives. It also plays important rules in creating a life style and changing cultural orientation. Television gives so many advantages for our lives. It gives so many information and even entertainment to support our daily lives. Television has really become an important household in our lives.

Even though there some statement says that television is dangerous because it destroys family life and any senses of community; instead of visiting people or talking with our family we just watch television, I’m not really agree with that. Personally I think that television exactly bring us a lot of benefits. Television has been provided with a reservoir of manufactured common experience in the form of share images, languages and references, even fictional acquaintances that extends to a national, continental, and global scale.

There are so many television advantages. For instance, nowadays almost everybody in developing countries watch television. Even though they have so many busy activities, they still make a time just for watching television. It’s so needed because they require so many input information that television provides. Television gives a lot of information from all over the world. The news programs tell us what happening in the other parts of world. We can know what occur on the world, from the accident, disaster, political situation, economic expansion till cultural alteration. As entertainment resources, television also gives us with full of entertainment. We can see motion pictures or films with our families and relations to increase our relationship. We can listen to some music programs in order to calm our bad feelings. With sport programs, we can increase our adrenaline. It can release our stress after a full day of activities. Quiz and gossip also some of entertainment that television provides to us. And there are still so many advantages that television provides which make our lives better than before.
In conclusion, television has become an important thing in our lives. By stimulating total engagement of the senses, by fracturing reality into multiple points of views and by restoring type value of oral communications, I believe that television plays significant rules that make the world and our lives enhanced.

Sunday, March 16, 2008

Internet In Education System

There is no doubt that internet is wondrous creation. Internet has been perhaps the most outstanding innovation in communication field in this century. Almost all people in this world know about internet. Everywhere you look you’re bound to see something related to the internet. The world is no longer unreachable and all people around the world can communicate easier and faster.

Let’s see the advantages of internet from educational point of view. I think Internet has so many advantages in education, especially in information and communication. It’s provided with so many educational information that you need especially as college students. Internet is a big open source resource. Many college students use the internet for research for gathering information. In internet you can find so many articles related to subject that you learn and you can also browse so many references that you need for your task. Lecturers also use the internet for giving some assignment and sometimes for giving a university lecture by the teleconference. It’s beneficial for college students who live in another part of world. Besides that, college students and also lectures can communicate easily with the beneficial of e-mail. College students can use e-mail to do some trusteeship for determining they credit semester or even just for asking some question. Those entire advantages of internet have easen the world of education system.

Sunday, March 9, 2008

Glass Making Process

Glass is a common part of everyday human life. Many household objects and even technology stuffs are made of glass. There are several form of glass like drinking glasses, bowls, bottles, plates, light bulbs, mirrors, windows, glasses, cameras, microscopes, telescopes, lenses, prisms, etc. Besides of those various forms of glass, the two basic forms of glass in human life are plate glass and bottle glass.

There are some steps in making these two basic forms of glass. First, the raw materials of glass which are sand, soda, and limestone are put in the furnace. After that, the furnace is heat until get suitable temperatu
re so that the raw materials are mixed into liquid. Next step is the liquid of unreformed glass is flown in a channel. In order to get two basic forms of glass, the channel is divided into two different ways. To make a plate glass, the channel is direct on a container/ tank. After that, the liquid of unformed glass in the container is flown through a hole with the rollers that made plate form of liquid glass. Then, the plate form of liquid glass is hardened. Finally, the product of the plate glass is made. In other hand, to make a bottle glass, the channel is direct on removable mold which has bottle shape inside. Then, the liquid of unformed glass is filled into this mold. In order to get empty space in the center of the bottle, the air is pumped into this mold. After that, the liquid of glass which has bottle shape is hardened, the bottle glass is removed and the mold is refilled again. Finally, the product of the bottle glass is made. Those are some steps in making two basic forms of glass.

Sunday, February 24, 2008

Traditional Medicines

According to World Health Organization (WHO), traditional medicines refers to "health practices, approaches, know ledges and beliefs incorporating plant, animal and mineral based medicines, spiritual therapies, manual techniques and exercises". Traditional medicines applied singularly or in combination to treat, diagnose and prevent illnesses or maintain well-being. Unlike modern medicines, these medicines don't need the process to legally the products for being use. All customers and users just can use these medicines as they want because the peculiar property of these medicines is proofed by the ancestors and continuing from generation to generation. Traditional medicines are usually unwritten and transmitted orally until someone "collects" them. So the customers must selective in order to get the true medicines. One example of traditional medicines is Chinese Traditional Medicine. This “Yellows Emperor Medicines” is considered a complementary or alternative medical system in most of the world. It is used globally because the Chinese all over the world use this medicine in their daily life and spread it to local people. This ardor it still continues from dynasty of Mae Zedong until now.

Sunday, February 10, 2008

Ciamis, The Best Tourism Places to Visit in West Java

Located in south coast of Java Island (Indonesia), Ciamis is one of the best special tourism places in West Java. It’s a beautiful city that serves you the best tourism places ever. It’s also a clean city which has some cool sites with amazing sceneries to enjoy. There are some special well-known tourism spots to visit, such as Pangandaran, Batu Hiu, Karang Nini, Citumang, Green Canyon, Astana Gede, Pananjung Preservation Forest, etc. Besides of that famous tourism spots, Ciamis also has its traditional food that you just can find only in Ciamis. All of those things tenacious Ciamis as the best tourism places to visit in West Java.

The most famous and well known tourism place in Ciamis is Pangandaran. Approximately 80 km from the central of Ciamis (Ciamis Kota), Pangandaran is provided with some special spots such as swimming area, diving area and some cozy places that made Pangandaran as the best coast in West Java. Make a tour to Pangandaran can give you full of pleasure. Walking along the beautiful seashore, enjoying sunset with your lovely friend or enjoying the wonderful night sky are some activities that you can do in Pantai Barat Pangandaran. When you go to Pantai Timur Pangandaran, you can find Pasar Ikan, the best traditional fresh seafood market in Pangandaran. You can choose your fresh seafood by yourself, from crab, salmon, shrimp, oyster, till other fresh fish are available for you. After you choose your fresh seafood, you can enjoy it immediately by order the fishermen around there to cook it (a stall like small restaurant). You can order any menu that you want, from ‘Udang Goreng Mentega’, Kepiting Bakar’, till ‘Tiram Rebus’, every menu is on hand. Those reasons make Pangandaran as the most famous and well-known tourism place in Ciamis.

Ciamis has a traditional food, it’s named Galendo. It’s created from coconut oil and some other additional secret ingredients. Mix one with some special spices with traditional processing (handmade). Galendo can be eaten directly or can be used as a special ingredient in other recipes. In the previous, we can easily found Galendo in sauk, the traditional container that’s made from bamboo, but nowadays it’s quite hard to find Galendo in bamboo container. Galendo is much modern now; it’s packed in different modern packets just like as biscuits and other modern snacks. The packets are various with various prices too, from 1 kilogram @ Rp20,000/ packet, 450 gram @ Rp12,500/ packet, until 125 gram @ Rp3,000/ packet. And the special thing of this food is you just can find Galendo only in Ciamis. That fact restates Galendo as a traditional food from Ciamis.