For some people, normal retirement age is about 62 until 70 years. Early or late retirement will give you about the same total social security benefits over your lifetime (www.ssa.gov/retire2/). But I do think that you should retire at late 80 years old.
One of the reason is because anti-ageing advances could raise life expectancy by a year each year over the next two decades (http://news.bbc.co.uk). A longer life could mean a longer working life. With the increasing of life expectancy, people would think more about their financial condition. For example, if averagely people live until 80-90 years old, when they reach 60 years old, they would think about retirement because they know that their children would take care of them. But, if averagely people live until 120 years old, maybe they wouldn’t think about retirement when they reach 60 years old, cause they would think about how they feed themselves on the next 60 years.
Another reason is because work on your favorite things would decrease the level of stress. When you have a job and you enjoy it, you would do it as one of your bliss. You wouldn’t get bored in the home, cause you have something to think about and something to do.
And the last is at age 70-80 you getting more wise, and could be a great decision maker in your office. You have more experience and wisdom, so you could be the example for your junior.
It’s not just about the benefits you get from your retirement, but it is also about your bliss in your job.
References:
Retirement benefits by year of birth (Online Article): Retrieved May 11, 2008 from the World Wide Web: http://www.ssa.gov/retire2/agereduction.htm
Retirement age 'should reach 85' Article): Retrieved May 11, 2008 from the World Wide Web: http://news.bbc.co.uk/1/hi/sci/tech/4726300.stm
(Adiajeng Warastuti 16207003)
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